:root {
  --navy-950: #0a1c2e;
  --navy-900: #102a43;
  --navy-800: #173f5f;
  --navy-700: #24577a;
  --blue-100: #eaf4fa;
  --blue-50: #f5fafc;
  --red-700: #a63232;
  --red-600: #bc3e3e;
  --sand-300: #d8c6a5;
  --sand-200: #e8dcc6;
  --sand-100: #f4ecdf;
  --sand-50: #fbf8f2;
  --white: #ffffff;
  --ink: #14212b;
  --muted: #526473;
  --line: #dce5eb;
  --success: #1f6a4f;
  --shadow-sm: 0 8px 24px rgba(16, 42, 67, 0.08);
  --shadow-md: 0 20px 48px rgba(16, 42, 67, 0.12);
  --radius-sm: 0.75rem;
  --radius-md: 1.25rem;
  --radius-lg: 2rem;
  --max: 72rem;
  --font: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: var(--font);
  font-size: 1rem;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
img, svg { display: block; max-width: 100%; }
a { color: var(--navy-700); text-decoration-thickness: 0.09em; text-underline-offset: 0.2em; }
a:hover { color: var(--red-700); }
button, input, select, textarea { font: inherit; }
button { cursor: pointer; }
:focus-visible { outline: 3px solid #f2b84b; outline-offset: 3px; }

.skip-link {
  position: fixed;
  z-index: 1000;
  top: 0.75rem;
  left: 0.75rem;
  transform: translateY(-180%);
  background: var(--white);
  color: var(--navy-950);
  border-radius: 0.5rem;
  padding: 0.75rem 1rem;
  box-shadow: var(--shadow-md);
  font-weight: 800;
}
.skip-link:focus { transform: translateY(0); }

.container { width: min(calc(100% - 2rem), var(--max)); margin-inline: auto; }
.section { padding: clamp(4rem, 8vw, 7rem) 0; }
.section--tight { padding: clamp(2.5rem, 5vw, 4rem) 0; }
.section--tint { background: var(--blue-50); }
.section--sand { background: var(--sand-50); }
.section--dark { background: var(--navy-950); color: var(--white); }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  margin: 0 0 1rem;
  color: var(--red-700);
  font-size: 0.82rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}
.eyebrow::before { content: ""; width: 2rem; height: 2px; background: currentColor; }
.section--dark .eyebrow { color: #ffd2c8; }

h1, h2, h3 { color: var(--navy-950); line-height: 1.12; letter-spacing: -0.025em; margin-top: 0; }
h1 { font-size: clamp(2.55rem, 6vw, 5.15rem); max-width: 13ch; margin-bottom: 1.35rem; }
h2 { font-size: clamp(2rem, 4vw, 3.4rem); margin-bottom: 1.2rem; }
h3 { font-size: clamp(1.2rem, 2vw, 1.55rem); margin-bottom: 0.65rem; }
.section--dark h2, .section--dark h3 { color: var(--white); }
.lead { font-size: clamp(1.08rem, 1.8vw, 1.28rem); color: var(--muted); max-width: 62ch; }
.section--dark .lead { color: #d5e0e8; }
.prose { max-width: 66ch; }
.prose > *:first-child { margin-top: 0; }
.prose > *:last-child { margin-bottom: 0; }
.muted { color: var(--muted); }
.small { font-size: 0.9rem; }
.kicker { font-size: 1.12rem; color: var(--navy-800); font-weight: 750; }

.site-header {
  position: sticky;
  z-index: 100;
  top: 0;
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(220,229,235,0.9);
}
.nav-wrap { min-height: 5rem; display: flex; align-items: center; justify-content: space-between; gap: 1.5rem; }
.brand { display: inline-flex; align-items: center; gap: 0.72rem; color: var(--navy-950); text-decoration: none; font-weight: 900; letter-spacing: -0.02em; }
.brand img { width: 2.65rem; height: 2.65rem; }
.brand span { font-size: 1.02rem; white-space: nowrap; }
.nav-toggle { display: none; border: 1px solid var(--line); background: var(--white); color: var(--navy-950); border-radius: 0.6rem; padding: 0.58rem 0.75rem; font-weight: 800; }
.site-nav { display: flex; align-items: center; gap: 1.4rem; }
.site-nav a { color: var(--navy-900); text-decoration: none; font-size: 0.94rem; font-weight: 780; }
.site-nav a:hover, .site-nav a[aria-current="page"] { color: var(--red-700); }
.nav-cta { padding: 0.7rem 1rem; border: 1px solid var(--navy-900); border-radius: 999px; }
.nav-cta:hover { background: var(--navy-900); color: var(--white) !important; }

.hero {
  position: relative;
  overflow: hidden;
  padding: clamp(4.5rem, 8vw, 7.5rem) 0 clamp(4rem, 8vw, 7rem);
  background:
    radial-gradient(circle at 85% 20%, rgba(216,198,165,0.45), transparent 29rem),
    linear-gradient(135deg, var(--white) 0%, var(--blue-50) 58%, var(--sand-50) 100%);
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  opacity: 0.35;
  background-image: radial-gradient(var(--navy-700) 0.65px, transparent 0.65px);
  background-size: 20px 20px;
  mask-image: linear-gradient(to right, transparent, black 70%);
}
.hero-grid { position: relative; display: grid; grid-template-columns: 1.08fr 0.92fr; gap: clamp(2rem, 6vw, 5rem); align-items: center; }
.hero-copy { max-width: 45rem; }
.hero .lead { font-size: clamp(1.12rem, 2vw, 1.35rem); }
.hero-actions { display: flex; flex-wrap: wrap; gap: 0.85rem; margin: 2rem 0 1.6rem; }
.trust-line { display: flex; flex-wrap: wrap; gap: 0.7rem 1.25rem; margin: 0; padding: 0; list-style: none; color: var(--muted); font-size: 0.92rem; font-weight: 720; }
.trust-line li { display: inline-flex; align-items: center; gap: 0.42rem; }
.trust-line li::before { content: "✓"; display: grid; place-items: center; width: 1.2rem; height: 1.2rem; border-radius: 50%; background: #e6f5ee; color: var(--success); font-weight: 950; font-size: 0.72rem; }
.hero-art { position: relative; }
.hero-art::before { content: ""; position: absolute; inset: 10% -4% -5% 12%; background: var(--navy-950); border-radius: var(--radius-lg); transform: rotate(3deg); opacity: 0.07; }
.hero-art img { position: relative; width: 100%; filter: drop-shadow(0 24px 38px rgba(16,42,67,0.16)); }

.btn { display: inline-flex; align-items: center; justify-content: center; gap: 0.55rem; min-height: 3.1rem; padding: 0.72rem 1.15rem; border-radius: 999px; border: 1px solid transparent; font-weight: 850; text-decoration: none; transition: transform .2s ease, box-shadow .2s ease, background .2s ease; }
.btn:hover { transform: translateY(-2px); }
.btn--primary { background: var(--red-700); color: var(--white); box-shadow: 0 10px 22px rgba(166,50,50,.2); }
.btn--primary:hover { color: var(--white); background: #8f2929; }
.btn--secondary { color: var(--navy-950); background: var(--white); border-color: var(--line); box-shadow: var(--shadow-sm); }
.btn--secondary:hover { color: var(--navy-950); border-color: var(--navy-700); }
.btn--light { background: var(--white); color: var(--navy-950); }
.btn--light:hover { color: var(--navy-950); }
.btn--ghost-light { color: var(--white); border-color: rgba(255,255,255,.35); }
.btn--ghost-light:hover { color: var(--white); border-color: var(--white); }

.verification-bar { position: relative; margin-top: -2.3rem; z-index: 2; }
.verification-card { display: grid; grid-template-columns: repeat(4, 1fr); background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-md); box-shadow: var(--shadow-md); overflow: hidden; }
.fact { padding: 1.25rem 1.35rem; }
.fact + .fact { border-left: 1px solid var(--line); }
.fact-label { display: block; color: var(--muted); font-size: .76rem; letter-spacing: .08em; text-transform: uppercase; font-weight: 850; margin-bottom: .2rem; }
.fact-value { color: var(--navy-950); font-weight: 900; font-size: 1.04rem; }

.split { display: grid; grid-template-columns: 0.92fr 1.08fr; gap: clamp(2rem, 6vw, 5rem); align-items: start; }
.split--reverse { grid-template-columns: 1.08fr 0.92fr; }
.sticky-copy { position: sticky; top: 7rem; }

.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.card { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-md); padding: 1.45rem; box-shadow: var(--shadow-sm); }
.card p:last-child { margin-bottom: 0; }
.card-icon { width: 2.75rem; height: 2.75rem; border-radius: 0.85rem; display: grid; place-items: center; background: var(--sand-100); color: var(--red-700); margin-bottom: 1rem; }
.card-icon svg { width: 1.35rem; height: 1.35rem; }
.card--navy { background: var(--navy-900); border-color: var(--navy-900); color: #d8e3eb; }
.card--navy h3 { color: var(--white); }
.card--navy .card-icon { background: rgba(255,255,255,.1); color: #ffd2c8; }

.steps { display: grid; gap: 0; counter-reset: steps; }
.step { position: relative; display: grid; grid-template-columns: auto 1fr; gap: 1.1rem; padding: 0 0 2rem; counter-increment: steps; }
.step:last-child { padding-bottom: 0; }
.step::before { content: counter(steps); display: grid; place-items: center; width: 2.6rem; height: 2.6rem; border-radius: 50%; background: var(--navy-900); color: var(--white); font-weight: 900; }
.step:not(:last-child)::after { content: ""; position: absolute; top: 2.7rem; left: 1.27rem; width: 2px; height: calc(100% - 2.4rem); background: var(--sand-300); }
.step h3 { margin-bottom: .4rem; }
.step p { margin: 0; color: var(--muted); }

.quote { margin: 0; border-left: 4px solid var(--red-600); padding: .35rem 0 .35rem 1.25rem; color: var(--navy-900); font-size: clamp(1.2rem, 2.4vw, 1.75rem); font-weight: 780; line-height: 1.4; }
.quote cite { display: block; margin-top: .85rem; color: var(--muted); font-size: .9rem; font-style: normal; font-weight: 650; }

.badge-row { display: flex; flex-wrap: wrap; gap: .65rem; }
.badge { display: inline-flex; align-items: center; gap: .45rem; padding: .45rem .75rem; border-radius: 999px; background: var(--blue-100); color: var(--navy-900); font-size: .85rem; font-weight: 800; }
.badge--sand { background: var(--sand-100); }

.data-table { width: 100%; border-collapse: collapse; overflow: hidden; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-md); box-shadow: var(--shadow-sm); }
.data-table th, .data-table td { padding: 1rem 1.15rem; text-align: left; vertical-align: top; border-bottom: 1px solid var(--line); }
.data-table tr:last-child th, .data-table tr:last-child td { border-bottom: 0; }
.data-table th { width: 34%; color: var(--navy-900); background: var(--blue-50); font-size: .9rem; }
.data-table td { color: var(--ink); }

.notice { border: 1px solid #c9ddd4; background: #f0faf5; color: #184f3d; padding: 1rem 1.15rem; border-radius: var(--radius-sm); }
.notice strong { color: #103f30; }

.page-hero { padding: clamp(4rem, 8vw, 7rem) 0 clamp(3rem, 6vw, 5rem); background: linear-gradient(135deg, var(--blue-50), var(--sand-50)); border-bottom: 1px solid var(--line); }
.page-hero h1 { font-size: clamp(2.5rem, 5vw, 4.6rem); }
.breadcrumbs { margin-bottom: 1.2rem; color: var(--muted); font-size: .9rem; font-weight: 700; }
.breadcrumbs a { color: var(--muted); }

.reference-list { display: grid; gap: .85rem; padding: 0; margin: 0; list-style: none; }
.reference-list li { border: 1px solid var(--line); background: var(--white); border-radius: var(--radius-sm); padding: 1rem 1.1rem; }
.reference-list a { font-weight: 850; }
.reference-list span { display: block; color: var(--muted); margin-top: .25rem; font-size: .91rem; }

.contact-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(2rem, 6vw, 5rem); align-items: start; }
.contact-list { display: grid; gap: 1rem; margin-top: 1.5rem; }
.contact-item { display: grid; grid-template-columns: 2.4rem 1fr; gap: .8rem; align-items: start; }
.contact-item-icon { width: 2.4rem; height: 2.4rem; display: grid; place-items: center; border-radius: .7rem; background: var(--sand-100); color: var(--red-700); }
.contact-item-icon svg { width: 1.2rem; height: 1.2rem; }
.contact-item strong { display: block; color: var(--navy-950); }
.contact-item p { margin: .15rem 0 0; }
.form-card { border: 1px solid var(--line); border-radius: var(--radius-md); padding: clamp(1.35rem, 4vw, 2rem); box-shadow: var(--shadow-sm); background: var(--white); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.form-group { display: grid; gap: .4rem; }
.form-group--full { grid-column: 1 / -1; }
label { color: var(--navy-950); font-size: .9rem; font-weight: 800; }
input, select, textarea { width: 100%; border: 1px solid #b9c8d2; border-radius: .65rem; padding: .78rem .85rem; color: var(--ink); background: var(--white); }
textarea { min-height: 9rem; resize: vertical; }
input:focus, select:focus, textarea:focus { border-color: var(--navy-700); box-shadow: 0 0 0 3px rgba(36,87,122,.14); outline: none; }
.form-help { color: var(--muted); font-size: .82rem; margin: .25rem 0 0; }
.form-status { min-height: 1.5rem; color: var(--success); font-weight: 750; margin-top: .75rem; }

.cta-panel { display: flex; align-items: center; justify-content: space-between; gap: 2rem; padding: clamp(1.75rem, 5vw, 3rem); background: var(--navy-900); color: var(--white); border-radius: var(--radius-lg); box-shadow: var(--shadow-md); }
.cta-panel h2 { color: var(--white); margin-bottom: .6rem; font-size: clamp(1.8rem, 3.5vw, 2.7rem); }
.cta-panel p { color: #d6e2ea; margin: 0; max-width: 55ch; }
.cta-actions { display: flex; flex-wrap: wrap; gap: .75rem; flex: 0 0 auto; }

.site-footer { background: #071725; color: #cbd8e1; padding: 3.5rem 0 1.4rem; }
.footer-grid { display: grid; grid-template-columns: 1.35fr .65fr .8fr; gap: 2.5rem; }
.footer-brand { display: flex; align-items: center; gap: .75rem; color: var(--white); font-weight: 900; font-size: 1.1rem; }
.footer-brand img { width: 2.6rem; height: 2.6rem; }
.site-footer h3 { color: var(--white); font-size: 1rem; margin-bottom: .8rem; letter-spacing: .02em; }
.site-footer a { color: #e9f1f5; }
.footer-links { list-style: none; padding: 0; margin: 0; display: grid; gap: .45rem; }
.footer-meta { display: flex; flex-wrap: wrap; justify-content: space-between; gap: .8rem 1.5rem; border-top: 1px solid rgba(255,255,255,.13); padding-top: 1.2rem; margin-top: 2.5rem; font-size: .83rem; color: #9eb2bf; }

.reveal { opacity: 0; transform: translateY(14px); transition: opacity .55s ease, transform .55s ease; }
.reveal.is-visible { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
  .reveal { opacity: 1; transform: none; }
}

@media (max-width: 900px) {
  .hero-grid, .split, .split--reverse, .contact-grid { grid-template-columns: 1fr; }
  .hero-copy { max-width: 48rem; }
  .hero-art { max-width: 37rem; margin-inline: auto; }
  .sticky-copy { position: static; }
  .verification-card { grid-template-columns: 1fr 1fr; }
  .fact:nth-child(3) { border-left: 0; border-top: 1px solid var(--line); }
  .fact:nth-child(4) { border-top: 1px solid var(--line); }
  .cards { grid-template-columns: 1fr 1fr; }
  .cards .card:last-child { grid-column: 1 / -1; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid > :first-child { grid-column: 1 / -1; }
  .cta-panel { align-items: flex-start; flex-direction: column; }
}

@media (max-width: 760px) {
  .nav-toggle { display: inline-flex; align-items: center; gap: .45rem; }
  .site-nav { display: none; position: absolute; top: calc(100% + 1px); left: 0; right: 0; padding: 1rem; background: var(--white); border-bottom: 1px solid var(--line); box-shadow: var(--shadow-sm); flex-direction: column; align-items: stretch; gap: .2rem; }
  .site-nav.is-open { display: flex; }
  .site-nav a { padding: .75rem .65rem; border-radius: .45rem; }
  .site-nav a:hover { background: var(--blue-50); }
  .nav-cta { text-align: center; margin-top: .4rem; }
  .cards { grid-template-columns: 1fr; }
  .cards .card:last-child { grid-column: auto; }
  .form-grid { grid-template-columns: 1fr; }
  .form-group--full { grid-column: auto; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-grid > :first-child { grid-column: auto; }
  .brand span { font-size: .9rem; }
  .brand img { width: 2.35rem; height: 2.35rem; }
}

@media (max-width: 540px) {
  .container { width: min(calc(100% - 1.25rem), var(--max)); }
  .verification-card { grid-template-columns: 1fr; }
  .fact + .fact, .fact:nth-child(3) { border-left: 0; border-top: 1px solid var(--line); }
  .hero-actions .btn, .cta-actions .btn { width: 100%; }
  .data-table, .data-table tbody, .data-table tr, .data-table th, .data-table td { display: block; width: 100%; }
  .data-table th { border-bottom: 0; padding-bottom: .25rem; }
  .data-table td { padding-top: .25rem; }
  .data-table tr { border-bottom: 1px solid var(--line); }
  .data-table tr:last-child { border-bottom: 0; }
}